A Prestige Hitec City EMI calculator works out the monthly instalment on a home loan for the project. It needs three inputs: the loan amount, the interest rate and the tenure. From these it returns the equated monthly instalment, or EMI. On the pre-launch prices of Rs 1.95 to Rs 3.89 Crore, the EMI gives a clear sense of the monthly outgo. This page explains how the calculation works & shows indicative EMIs for each configuration in Hitec City, West Hyderabad.
An EMI is a fixed monthly payment that covers both the interest and a part of the principal. The calculator uses the standard formula, so you do not have to work it by hand. It needs three figures.
As a rule of thumb, a loan at about 8.5% over 20 years costs roughly Rs 868 a month per Rs 1 Lakh borrowed. The longer the tenure, the lower the EMI, but the more total interest you pay.
The table below is illustrative. It assumes an 80% loan, an 8.5% annual rate and a 20-year tenure. Your actual EMI depends on the rate your bank offers.
| Configuration | Pre-launch price | Loan (80%) | Indicative EMI* |
| 2 BHK | Rs 1.95 Crore | Rs 1.56 Crore | about Rs 1.35 Lakh |
| 3 BHK | Rs 2.59 Crore | Rs 2.07 Crore | about Rs 1.80 Lakh |
| 4 BHK | Rs 3.89 Crore | Rs 3.11 Crore | about Rs 2.70 Lakh |
*Illustrative only, at an assumed 8.5% per annum over 20 years on an 80% loan. Use your bank's actual rate and your own down payment for a real figure.
Three levers move the EMI up or down. It helps to test each one before you borrow.
So the same home can carry very different EMIs. Change the rate, the tenure or the down payment in the calculator and compare the results.
The EMI covers only the home loan. A few costs sit outside it, and you should budget for them separately. The down payment of about 20% is paid up front. Stamp duty and registration are payable as applicable in Telangana. GST applies on an under-construction home. Floor-rise charges apply above the 5th floor, on the cost sheet. Confirm all of these before you fix a budget.
Prestige Hitec City is an 11-acre township by Prestige Group in Hitec City, West Hyderabad. It is planned as 2 high-rise towers with 500 apartments, in 2, 3 and 4 BHK formats, priced from about Rs 1.95 Crore in the pre-launch phase. Madhapur is about 2.9 km away and Gachibowli about 6 km, with the Hitec City Metro Station on the Blue Line about 15 minutes by road. The project is at the pre-launch stage, set for launch in Q1 2027, with the RERA number expected in the same quarter. Buyers should verify the RERA details on the Telangana RERA portal before booking.
It takes three inputs: the loan amount, the interest rate and the tenure. From these it returns the fixed monthly instalment that repays both the interest and the principal over the loan period.
On an 80% loan of about Rs 1.56 Crore, at an assumed 8.5% over 20 years, the EMI is roughly Rs 1.35 Lakh a month. This is illustrative, so use your bank's actual rate for a real figure.
On the same assumptions, a 3 BHK works out to about Rs 1.80 Lakh a month and a 4 BHK to about Rs 2.70 Lakh. Both change with the rate, the tenure and your down payment.
Raise the down payment, choose a longer tenure, or secure a lower interest rate. A longer tenure cuts the monthly EMI but raises the total interest you pay over the loan.
No. The EMI covers only the home loan. Stamp duty, registration and GST are paid separately, along with the charges on the cost sheet such as floor-rise.
Banks usually fund up to about 80% of the cost, subject to your income and credit profile. The rest is your down payment. Confirm the exact amount and rate with your bank.
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